January 31, 2026
The Fund’s primary focus is to provide a moderate level of income with the potential for some capital growth, while seeking to reduce portfolio volatility.
Is this fund right for you?
- A person who is investing for the medium to longer term while seeking the potential for income along with the potential for some growth and is comfortable with low risk.
- Since the fund invests in stocks and bonds its value is affected by changes in interest rates and by stock prices, which can rise and fall in a short period of time.
- You're comfortable with a low level of risk.
RISK RATING
How is the fund invested? (as of November 30, 2025)
| Name | Percent |
|---|---|
| Domestic Bonds | 33.0 |
| US Equity | 19.7 |
| Foreign Bonds | 19.3 |
| Cash and Equivalents | 11.1 |
| Canadian Equity | 8.1 |
| International Equity | 6.6 |
| Income Trust Units | 0.1 |
| Other | 2.1 |
| Name | Percent |
|---|---|
| Canada | 51.8 |
| United States | 34.4 |
| Multi-National | 2.5 |
| Mexico | 1.4 |
| Brazil | 1.3 |
| Argentina | 0.7 |
| United Kingdom | 0.6 |
| France | 0.5 |
| Ireland | 0.5 |
| Other | 6.3 |
| Name | Percent |
|---|---|
| Fixed Income | 54.3 |
| Exchange Traded Fund | 15.7 |
| Mutual Fund | 7.5 |
| Cash and Cash Equivalent | 6.1 |
| Financial Services | 4.2 |
| Technology | 2.9 |
| Basic Materials | 1.6 |
| Energy | 1.4 |
| Consumer Services | 1.1 |
| Other | 5.2 |
Growth of $10,000 (since inception)
For the period 11/04/2020 through 01/31/2026 tr.with $10,000 CAD investment, The value of the investment would be $12,542
Fund details (as of November 30, 2025)
| Top holdings | Percent (%) |
|---|---|
| SPDR S&P 500 ETF Trust (SPY) | 15.7 |
| Canada Life Money Market Fund Series R | 5.0 |
| Cash and Cash Equivalents | 4.8 |
| Canada Life Global Equity Fund R | 2.5 |
| United States Treasury F/R 30-Apr-2027 | 2.1 |
| United States Treasury 4.25% 15-May-2035 | 1.9 |
| iShares 20 Plus Year Treasury Bond ETF (TLT) | 1.4 |
| Brazil Government 10.00% 01-Jan-2033 | 0.8 |
| Mexico Government 8.00% 31-Jul-2053 | 0.7 |
| Royal Bank of Canada | 0.6 |
| Total allocation in top holdings | 35.5 |
| Portfolio characteristics | Value |
|---|---|
| Standard deviation | 4.8% |
| Dividend yield | 1.5% |
| Yield to maturity | 4.6% |
| Duration (years) | 6.9% |
| Coupon | 4.5% |
| Average credit rating | A |
| Average market cap (million) | $740,529.7 |
Understanding returns
Annual compound returns (%)
| 1 MO | 3 MO | YTD | 1 YR |
|---|---|---|---|
| 0.8 | 5.0 | 0.8 | 6.2 |
| 3 YR | 5 YR | 10 YR | INCEPTION |
|---|---|---|---|
| 8.1 | 4.4 | - | 4.4 |
Calendar year returns (%)
| 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|
| 7.5 | 10.6 | 8.2 | -8.8 |
| 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|
| 4.2 | - | - | - |
Range of returns over five years (December 01, 2020 - January 31, 2026)
| Best return | Best period end date | Worst return | Worst period end date |
|---|---|---|---|
| 4.4% | Nov 2025 | 4.1% | Dec 2025 |
| Average return | % of periods with positive returns | Number of positive periods | Number of negative periods |
|---|---|---|---|
| 4.3% | 100 | 3 | 0 |