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Canada Life Canadian Core Plus Fixed Income Fund - A

October 31, 2025

The Fund seeks to provide a steady flow of income by investing primarily in Canadian government and corporate fixed-income instruments and asset-backed securities with maturities of more than one year.

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Asset allocation (%)

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Geographic allocation (%)

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Sector allocation (%)

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Growth of $10,000 (since inception)

Data not available based on date of inception

Fund details

Top holdings %
Total allocation in top holdings -
Portfolio characteristics
Standard deviation -
Dividend yield -
Yield to maturity -
Duration (years) -
Coupon -
Average credit rating Not rated
Average market cap (million) -

Understanding returns

Annual compound returns (%)

1 MO 3 MO YTD 1 YR
Data not available based on date of inception
3 YR 5 YR 10 YR INCEPTION
Data not available based on date of inception

Calendar year returns (%)

2024 2023 2022 2021
Data not available based on date of inception
2020 2019 2018 2017
Data not available based on date of inception

Range of returns over five years

Best return Best period end date Worst return
Worst period end date
Data not available based on date of inception
Average return % of periods with positive returns Number of positive periods Number of negative periods
Data not available based on date of inception

Q3 2025 Fund Commentary

Market commentary

Canada’s economy faced challenges in the third quarter as trade tensions with the U.S. continued. This weighed on trade activity and the manufacturing sector. Household spending demonstrated resiliency despite a slowing labour market and economic uncertainty.

The Bank of Canada (BoC) lowered its key interest rate to 2.50%, citing a weaker labour market and easing inflation. The BoC emphasized a cautious approach to balancing growth and price stability. Canada’s unemployment rate was 7.1%, the highest since 2021, with youth unemployment rising sharply.

The Canadian fixed income market posted gains. Yields on 10-year Government of Canada bonds finished at 3.18%, slightly lower than 3.27% at the beginning of the quarter. Government bond prices increased, while investment-grade corporate bonds outperformed. High-yield bonds rose, driven by improving risk sentiment and appetite for income.

Performance

Overweight exposure to Kleopatra Finco SARL (9.0%, 2029/09/01) detracted from the Fund’s performance. The bond declined because of lower end-market demand, the withdrawal of expected sponsor equity support and a liability management exercise that weakened market confidence.

At the sector level, government bond exposure contributed to the Fund’s performance. Security selection within industrials detracted from performance.

Portfolio activity

The sub-advisor added Warnermedia Holdings Inc. (5.05%, 2042/03/15) for its attractiveness compared to peers, content portfolio and cash flow generation. Warnermedia is also expected to be added to the high-yield index, which would likely improve its liquidity and broaden investor participation. Bruce Power L.P. (4.27%, 2034/12/21) was increased for its long-term contracts, which support cash flow and credit fundamentals. The sub-advisor has a positive view of the company for its defensive profile and high quality.

Government of New Zealand (3.5%, 2033/04/14) was sold after the Reserve Bank of New Zealand lowered its interest rate in August. Carnival Corp. (5.75%, 2027/03/01) was reduced for portfolio management considerations. The proceeds were used to participate in new issues.

Mackenzie Investments

Contact information

Toll free: 1-844-730-1633

Data not available based on date of inception

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